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Scheduled Benefit Plans Cheaper than Comprehensive Plans
Low-Cost Fixed Benefit Plans
Low Cost Fixed benefit Plans are also called Limited Benefit Plans or Scheduled Benefit Plans. These plans are cheaper when compared to Comprehensive plans. The plan is intended to provide you, and your covered dependents, with basic insurance coverage that is capped at specific amounts for specific services.
Mostly low cost plans do not have a PPO network, you can go to any doctor/Hospital. As you get an ID card when you purchase these plans most of the times the providers will directly claim the bills to the insurance company. However , in case the providers declines to do so , you need to pay the claim and file it to the insurance company for the reimbursement.
Basic coverage with sub limit.
Low cost fixed benefit plan.
More out of pocket at the time of claim.
Good for people who wants to take more risk.
Insurance Carriers
Plans & Benefits Available
Administrator :
Trawick International
Carrier/Underwriter :
Crum & Forster, SPC
AM Best Rating : A (Excellent)
BBB Rating : Accredited, A+
Safe Travels Elite
Low-cost Schedule of Benefits Plan
For NON US Citizens/Residents traveling from other countries to USA or USA and Worldwide
INCLUDING Medically Necessary treatment for COVID-19, SARS-CoV-2, and any mutation or variation of SARS-CoV
Emergency Medical Evacuation and Repatriation Coverage
Plans available for ages 14 days to 89 years
A minimum period of 5 days up to a maximum period of 364 days, Extendable for up to 24 months
Policy Limit - $25,000 to $175,000 Max per Injury/Sickness up to age 69 & $50,000 to $100,000 Max per Injury/Sickness up to age 70-89
Deductible Options: $0 under age 69 & $100 or $200 for age 70 to 89 options (per Incidence)
Acute Onset of Pre-existing Condition(s) - for Medical Expense Benefits
Administrator :
International Medical Group
Carrier/Underwriter :
SiriusPoint Specialty Insurance Corporation
AM Best Rating : A Excellent
BBB Rating : Accredited, A+
Visitors Care
®
Low cost insurance with limited benefits
Foreign Nationals (Parents/relatives) Visiting to USA
Fixed benefit protection for basic medical expenses
Policy Maximums $25,000, $50,000 and $100,000
Deductible Options from $0, $50 or $100
Coverage for Emergency Medical Evacuations
Minimum purchase of 5 days renewable up to 24 months
Acute Onset of Pre-Existing Condition Available
*** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
Administrator :
HCCMIS
Carrier/Underwriter :
Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : Accredited, A+
VisitorSecure
™
Insurance
Low Cost Fixed benefit plan
Foreign Nationals (Parents/relatives) Visiting to USA
Fixed benefit protection for basic medical expenses.
Available for ages 14 days to 79.
Renewable up to 364 days
Covers Acute Onset of Pre-Existing Conditions for under age 70.
Administrator :
Azimuth
SM
Risk Solutions
Carrier/Underwriter :
Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : Accredited, A+
OVERSEASCARE
™
VISITORSINSURANCE
™
PLAN
Low-cost Schedule of Benefits Plan
Short Term policy 5 days-2 years
Foreign Nationals (Parents/relatives) Visiting to USA
Sudden onset of a Pre-existing Condition(s) benefits
Deductible Options: $100, $250 or $500
Available to any age ( No age limits)
Policy Limit: $60,000 - Basic, or $110,000 Premier options
Age 80+ $55,000 Max per Injury/Sickness
Covid-19 / Coronavirus benefit of $100,000 has been added to new policies
Emergency Quarantine Indemnity- COVID-19 is now included with all Beacon Travel Medical policies for up to 10 days
Administrator :
Seven Corners
Carrier/Underwriter :
Lloyd's of London
AM Best Rating : A Excellent
BBB Rating : Accredited, A+
Inbound
®
U.S.A
Low Cost Plan - 5 days to 364 days
Non-U.S. citizens are protected for new accidents and illnesses while in the U.S.
Deductible Options: $0, $100 or $250
Low Cost - Our scheduled benefit plans provide the coverage are affordable
Choose the plan option, benefit level you want, as well as the length of time
Easy to Buy - No questions to answer about your health.
Coverage can start as soon as the next day
Print your insurance I D Cards immediately.
STAY CONNECTED
Visitor Insurance
4.7
out of
5
based on
351
ratings.
5
user reviews.
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