Travel Insurance Plans for US & Non US Citizens traveling Outside USA & Canada :
Taking a trip abroad requires a lot of planning and finding the ideal international medical insurance can get hectic some times. We at im体育官方, Inc understand this and hence we have brought you the ideal set of overseas health insurance plans for you to choose from based on the kind of overseas travel you will be embarking on. At im体育官方, we take international medical insurance plans for US Citizens travelling abroad very seriously. Your international medical insurance coverage varies depending on the travel destination, duration, and planned activities. It is important that an insurance plan, especially an Overseas Medical Insurance plan should be comprehensive to the point where if you or your travelling companion is seriously injured or ill, it should cover the necessary emergency medical care as well as hospitalization. Overseas medical insurance should be purchased carefully and should have the flexibility to cover all possible contingencies. Please choose the appropriate Overseas Health insurance plan from one of the plans below so that you can make your trip a comfortable one. With the right International medical insurance coverage, the overseas trip of your dreams awaits you. Select your overseas medical insurance plan today!
Carrier/Underwriter :
Nationwide Mutual Ins Company
AM Best Rating : A+
BBB Rating : Accredited, A+
Safe Travels Voyager
Comprehensive Travel with Covid Medical Expenses and $2,000 Quarantine Lodging Benefit Included
Coverage up to 180 days
COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness
Includes minimum coverage of $2,000 for potential quarantine lodging expenses
Up to $250,000 in PRIMARY emergency medical coverage and $1,000,000 of Emergency Evacuation Coverage
$250,000 per person limit Primary Medical Coverage with coverage for Pre-Existing Medical conditions on plans purchased prior to or with final trip payment
Must be purchased with initial policy and within 21 days of the initial trip deposit date, and the full, nonrefundable trip cost is insured
Optional Cancel for Any Reason (CFAR) and Optional Travel Delay Increases available
*** Costa Rica travelers - This plan meets requirements for Costa Rica. A VISA LETTER is provided at the time of purchase which indicates the coverage needed to get your QR code from their website. Trawick does not provide the QR code or assist with getting the code.***
Safe Travels Explorer
Budget Friendly Travel with Covid Medical Expenses and $2,000 Quarantine Lodging Benefit Included
Budget-friendly travel protection plan designed for leisure or business travel for domestic and international trips.
COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.
Includes minimum coverage of $2,000 for potential quarantine lodging expenses.
Up to $50,000 in emergency medical coverage and $200,000 in emergency evacuation coverage.
Comprehensive coverage for trip cancellation, trip interruption, emergency medical and post-departure travel coverage.
Missed connection coverage
*** COSTA RICA TRAVELERS - THIS PLAN MEETS REQUIREMENTS FOR COSTA RICA. A VISA LETTER IS PROVIDED AT THE TIME OF PURCHASE WHICH INDICATES THE COVERAGE NEEDED TO GET YOUR QR CODE FROM THEIR WEBSITE. TRAWICK DOES NOT PROVIDE THE QR CODE OR ASSIST WITH GETTING THE CODE.***
Insurance for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment
US citizens/residents traveling outside the United States
Up to $500,000 in Primary emergency medical coverage
Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to the maximum limit. $25,000 maximum limit for medical evacuation
Coinsurance: IMG pays 100% outside of the U.S
*** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to $1,000,000. $25,000 maximum limit for medical evacuation
Coinsurance: IMG pays 100% outside of the U.S.
*** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
Outside the United States- No co-insurance- 100% benefits
$50,000, $100,000, $500,000, or $1,000,000 medical benefits Age 65 to 79
$50,000 or $100,000 medical benefits Age 80+
$0*, $100, $250, $500, $1,000, or $2,500- (* 0 Deductible only available with $50,000 and $100,000 maximum limit)
*** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance. Based on Travel Warnings.***
Student: For International Students living in the U.S. or U.S. Students and Faculty, planning on studying outside of the U.S.. Pre-existing condition waiting period can be eliminated with proof of prior creditable coverage
Crew: All legal residents of the U.S.(citizens and foreign nationals) are eligible if they apply from the U.S. Non U.S. Citizens/Residents who are 74
Missionary: All U.S. citizens and U.S. permanent residents living abroad who are 74 or younger at the time of application are eligible to apply for coverage.
International health insurance for marine, missionary or student/faculty
Coverage of COVID-19 testing and treatment, at no additional cost
Unlimited lifetime max on medical
100% coverage abroad
Administrator :
Global Underwriters
Carrier/Underwriter :
C&F Cayman SPC for and on behalf of ITI - SP & HDI Global Specialty SE
Policy Maximums: $25,000 to $500,000 up to age 69 & $100,000 for age 70-79
3 Coinsurance Options including Plan A & C covers 90% up to first $5,000 and thereafter 100% up to Policy max, Plan B covers 100% in PPO up to the policy max
Plan A & Plan B covers Acute Onset of a pre-existing condition up to age 79 and Plan C covers condition up to age 69
Covid-19 / Coronavirus benefit of $100,000 has been added to new policies
Emergency Quarantine Indemnity- COVID-19 is now included with all Beacon Travel Medical policies for up to 10 days
Coverage Length 5 days to 364 days, Extendable for a total of up to 364 days
Policy Maximum Worldwide Including the USA: $1M up to 64 years old, $100K age 65-69, $50K age 70-74
Policy Maximum Worldwide Excluding the USA: $5M up to 64 years old, $100K age 65-74
COVID-19 Treatment benefit covers up to $100K in medical expenses for COVID-19, SARS-Cov-2, and any mutation or variation of SARS-CoV-2 based on policy maximum chosen
Acute Onset of Pre-existing Conditions Worldwide Including the USA up to age 64, $10,000 and 65-74, $5,000
Acute Onset of Pre-existing Conditions Worldwide Excluding the USA up to age 64, $50,000 and 65-74, $10,000
